Category: Uncategorized
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I Wish Someone Told Me About a 401(k)
I wish someone would have told me about a 401(k), when I was a working teenager. I wish I knew more about the subject. I wish I knew about the miracle called compound interest. I wish my family had money. I wish I had money. I wish we didn’t have to struggle so much when…
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1st-Time Home Buying / Generational Wealth Creating
Back in 2008, home prices in California’s San Joaquin Valley dropped dramatically. We were in a national subprime mortgage crisis, and the Stockton area became one of the nation’s leaders in home foreclosures. Many lenders had offered borrowers ARM loans (adjustable‑rate mortgages) instead of fixed‑rate loans. When rates adjusted higher, mortgage payments increased sharply. At…
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Could you walk away from 70k?
Could you walk away from $70K? I did—back in 2021. Walking away from a base salary of seventy thousand dollars isn’t something a younger version of myself would’ve ever dreamed of doing. I was a high school dropout from a tough city called Stockton 209, an overachiever who dreamed of running a multimillion-dollar business. In…
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using CREDIT cards as a tool
Credit cards and debt management tend to spark strong opinions in financial circles. Some folks, like the Dave Ramsey crowd, believe there’s no such thing as good debt. Their approach is simple: pay with cash, budget with envelopes, and avoid credit altogether. It’s a system that works for many, and I’ve learned a lot from…
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Willy Jackson’s Biography 3-20-2017
I started at Raley’s 305 on November 10th 2001, as a 17 teen years old High school senior for the holiday season as a temporary courtesy clerk. I have worked as a courtesy clerk, utility clerk, night crew clerk, deli clerk, natural foods clerk, produce clerk, receiving lead, dairy lead and Customer service team lead.…
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My personal commitments to my team members
Spring 2019 Willy Jackson Jr ASTL Big R #445 Team, I personally commit to treat each of you as an individual and not an employee number. I believe in treating a person how I would like to be treated. I promise to be as genuine and thoughtful as I can be as a person and…
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Working builds character:
During my early teen years, I began working. My first job was with the Stockton Unified School District’s summer youth program as a janitor. I was placed at McKinley Elementary, about a mile from my house on Jackson Street. It was a 25–30-minute walk through what many would consider a rough part of town. But…
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“Fear, Dreams, Success, Victory”
Fear’s always been around. It’s not the fear itself—it’s how we deal with it, or sometimes how we don’t. I’ve had fear sitting right next to me my whole life. It shows up when I’m facing something hard, when I don’t know if I can pull it off, When the culture around me offers more…
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Finding Purpose
I was promoted in February 2019 to Assistant Store Team Lead in Lodi, and again in November to Acting Store Team Lead—during Q2, the most critical and profitable quarter. I hadn’t even been promoted for a year when I was entrusted to run the district home store during its busiest time. It was something I couldn’t turn down. I’d been…